LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,583
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,063
−HK$1,504/mo
Today · 4.125%
HK$50,567
baseline
▲ 0.50% · 4.625%
HK$53,643
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,134/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,935
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,355
−HK$1,440/mo
Today · 4.125%
HK$55,795
baseline
▲ 0.50% · 4.625%
HK$58,736
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,590/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,099
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,875
−HK$1,805/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$64,372
+HK$3,692/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,522
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,226
−HK$1,728/mo
Today · 4.125%
HK$66,954
baseline
▲ 0.50% · 4.625%
HK$70,483
+HK$3,529/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,908/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,616
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,688
−HK$2,105/mo
Today · 4.125%
HK$70,793
baseline
▲ 0.50% · 4.625%
HK$75,101
+HK$4,308/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,586/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,109
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,097
−HK$2,016/mo
Today · 4.125%
HK$78,113
baseline
▲ 0.50% · 4.625%
HK$82,231
+HK$4,118/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,226/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,649
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,313
−HK$2,707/mo
Today · 4.125%
HK$91,020
baseline
▲ 0.50% · 4.625%
HK$96,558
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,040/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,283
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,839
−HK$2,592/mo
Today · 4.125%
HK$100,431
baseline
▲ 0.50% · 4.625%
HK$105,725
+HK$5,294/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,862/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,726 · Scale 2, in force from 26 Feb 2026)