LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,584
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,064
−HK$1,504/mo
Today · 4.125%
HK$50,568
baseline
▲ 0.50% · 4.625%
HK$53,644
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,136/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,936
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,356
−HK$1,440/mo
Today · 4.125%
HK$55,796
baseline
▲ 0.50% · 4.625%
HK$58,737
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,592/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,100
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,876
−HK$1,805/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,692/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,729/mo
Today · 4.125%
HK$66,956
baseline
▲ 0.50% · 4.625%
HK$70,485
+HK$3,529/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,912/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,617
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,689
−HK$2,106/mo
Today · 4.125%
HK$70,795
baseline
▲ 0.50% · 4.625%
HK$75,102
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,590/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,111
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,098
−HK$2,017/mo
Today · 4.125%
HK$78,115
baseline
▲ 0.50% · 4.625%
HK$82,232
+HK$4,117/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,230/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,650
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,315
−HK$2,707/mo
Today · 4.125%
HK$91,022
baseline
▲ 0.50% · 4.625%
HK$96,560
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,044/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,285
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,841
−HK$2,592/mo
Today · 4.125%
HK$100,433
baseline
▲ 0.50% · 4.625%
HK$105,727
+HK$5,294/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,866/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,766 · Scale 2, in force from 26 Feb 2026)