LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,587
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,067
−HK$1,504/mo
Today · 4.125%
HK$50,571
baseline
▲ 0.50% · 4.625%
HK$53,648
+HK$3,077/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,142/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,940
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,360
−HK$1,440/mo
Today · 4.125%
HK$55,800
baseline
▲ 0.50% · 4.625%
HK$58,741
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,600/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,104
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,880
−HK$1,805/mo
Today · 4.125%
HK$60,685
baseline
▲ 0.50% · 4.625%
HK$64,378
+HK$3,693/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,370/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,528
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,232
−HK$1,728/mo
Today · 4.125%
HK$66,960
baseline
▲ 0.50% · 4.625%
HK$70,490
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,920/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,622
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,694
−HK$2,105/mo
Today · 4.125%
HK$70,799
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$4,308/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,598/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,116
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,104
−HK$2,016/mo
Today · 4.125%
HK$78,120
baseline
▲ 0.50% · 4.625%
HK$82,238
+HK$4,118/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,240/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,656
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,321
−HK$2,707/mo
Today · 4.125%
HK$91,028
baseline
▲ 0.50% · 4.625%
HK$96,567
+HK$5,539/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,056/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,292
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,847
−HK$2,593/mo
Today · 4.125%
HK$100,440
baseline
▲ 0.50% · 4.625%
HK$105,734
+HK$5,294/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,880/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,908 · Scale 2, in force from 26 Feb 2026)