LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,591
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,072
−HK$1,504/mo
Today · 4.125%
HK$50,576
baseline
▲ 0.50% · 4.625%
HK$53,653
+HK$3,077/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,152/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,945
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,365
−HK$1,441/mo
Today · 4.125%
HK$55,806
baseline
▲ 0.50% · 4.625%
HK$58,747
+HK$2,941/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,612/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,110
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,886
−HK$1,805/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,693/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,534
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$1,729/mo
Today · 4.125%
HK$66,967
baseline
▲ 0.50% · 4.625%
HK$70,497
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,934/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,628
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,701
−HK$2,105/mo
Today · 4.125%
HK$70,806
baseline
▲ 0.50% · 4.625%
HK$75,115
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,612/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,123
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,111
−HK$2,017/mo
Today · 4.125%
HK$78,128
baseline
▲ 0.50% · 4.625%
HK$82,246
+HK$4,118/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,256/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,665
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,329
−HK$2,708/mo
Today · 4.125%
HK$91,037
baseline
▲ 0.50% · 4.625%
HK$96,576
+HK$5,539/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,074/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,301
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,857
−HK$2,593/mo
Today · 4.125%
HK$100,450
baseline
▲ 0.50% · 4.625%
HK$105,745
+HK$5,295/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,900/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,112 · Scale 2, in force from 26 Feb 2026)