LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,592
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,073
−HK$1,504/mo
Today · 4.125%
HK$50,577
baseline
▲ 0.50% · 4.625%
HK$53,654
+HK$3,077/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,154/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,946
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,366
−HK$1,441/mo
Today · 4.125%
HK$55,807
baseline
▲ 0.50% · 4.625%
HK$58,748
+HK$2,941/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,614/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,111
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,805/mo
Today · 4.125%
HK$60,692
baseline
▲ 0.50% · 4.625%
HK$64,385
+HK$3,693/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,384/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,535
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,239
−HK$1,729/mo
Today · 4.125%
HK$66,968
baseline
▲ 0.50% · 4.625%
HK$70,498
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,936/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,629
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,702
−HK$2,106/mo
Today · 4.125%
HK$70,808
baseline
▲ 0.50% · 4.625%
HK$75,116
+HK$4,308/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,616/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,125
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,113
−HK$2,016/mo
Today · 4.125%
HK$78,129
baseline
▲ 0.50% · 4.625%
HK$82,248
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,258/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,666
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,331
−HK$2,707/mo
Today · 4.125%
HK$91,038
baseline
▲ 0.50% · 4.625%
HK$96,578
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,076/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,303
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,859
−HK$2,593/mo
Today · 4.125%
HK$100,452
baseline
▲ 0.50% · 4.625%
HK$105,747
+HK$5,295/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,904/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,154 · Scale 2, in force from 26 Feb 2026)