LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,593
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,073
−HK$1,505/mo
Today · 4.125%
HK$50,578
baseline
▲ 0.50% · 4.625%
HK$53,655
+HK$3,077/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,156/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,947
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,367
−HK$1,440/mo
Today · 4.125%
HK$55,807
baseline
▲ 0.50% · 4.625%
HK$58,749
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,614/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,112
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,888
−HK$1,805/mo
Today · 4.125%
HK$60,693
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,693/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,386/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,536
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,240
−HK$1,729/mo
Today · 4.125%
HK$66,969
baseline
▲ 0.50% · 4.625%
HK$70,499
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,938/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,630
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,703
−HK$2,106/mo
Today · 4.125%
HK$70,809
baseline
▲ 0.50% · 4.625%
HK$75,117
+HK$4,308/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,618/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,125
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,113
−HK$2,017/mo
Today · 4.125%
HK$78,130
baseline
▲ 0.50% · 4.625%
HK$82,249
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,260/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,667
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,332
−HK$2,708/mo
Today · 4.125%
HK$91,040
baseline
▲ 0.50% · 4.625%
HK$96,579
+HK$5,539/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,080/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,304
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,860
−HK$2,593/mo
Today · 4.125%
HK$100,453
baseline
▲ 0.50% · 4.625%
HK$105,748
+HK$5,295/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,906/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,180 · Scale 2, in force from 26 Feb 2026)