LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,597
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,078
−HK$1,504/mo
Today · 4.125%
HK$50,582
baseline
▲ 0.50% · 4.625%
HK$53,660
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,164/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,952
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,372
−HK$1,440/mo
Today · 4.125%
HK$55,812
baseline
▲ 0.50% · 4.625%
HK$58,754
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,624/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,117
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,893
−HK$1,806/mo
Today · 4.125%
HK$60,699
baseline
▲ 0.50% · 4.625%
HK$64,392
+HK$3,693/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,398/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,542
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,246
−HK$1,729/mo
Today · 4.125%
HK$66,975
baseline
▲ 0.50% · 4.625%
HK$70,505
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,950/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,636
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,709
−HK$2,106/mo
Today · 4.125%
HK$70,815
baseline
▲ 0.50% · 4.625%
HK$75,124
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,630/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,132
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,120
−HK$2,017/mo
Today · 4.125%
HK$78,137
baseline
▲ 0.50% · 4.625%
HK$82,256
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,274/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,675
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,340
−HK$2,708/mo
Today · 4.125%
HK$91,048
baseline
▲ 0.50% · 4.625%
HK$96,588
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,096/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,313
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,869
−HK$2,593/mo
Today · 4.125%
HK$100,462
baseline
▲ 0.50% · 4.625%
HK$105,758
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,924/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,368 · Scale 2, in force from 26 Feb 2026)