LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,599
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,079
−HK$1,505/mo
Today · 4.125%
HK$50,584
baseline
▲ 0.50% · 4.625%
HK$53,662
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,168/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,953
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,373
−HK$1,441/mo
Today · 4.125%
HK$55,814
baseline
▲ 0.50% · 4.625%
HK$58,756
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,628/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,119
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,895
−HK$1,805/mo
Today · 4.125%
HK$60,700
baseline
▲ 0.50% · 4.625%
HK$64,394
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,400/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,544
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,248
−HK$1,729/mo
Today · 4.125%
HK$66,977
baseline
▲ 0.50% · 4.625%
HK$70,507
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,954/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,638
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,711
−HK$2,106/mo
Today · 4.125%
HK$70,817
baseline
▲ 0.50% · 4.625%
HK$75,126
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,634/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,134
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,123
−HK$2,017/mo
Today · 4.125%
HK$78,140
baseline
▲ 0.50% · 4.625%
HK$82,259
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,280/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,678
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,343
−HK$2,708/mo
Today · 4.125%
HK$91,051
baseline
▲ 0.50% · 4.625%
HK$96,591
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,102/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,316
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,872
−HK$2,593/mo
Today · 4.125%
HK$100,465
baseline
▲ 0.50% · 4.625%
HK$105,761
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,930/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,431 · Scale 2, in force from 26 Feb 2026)