LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,600
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,080
−HK$1,505/mo
Today · 4.125%
HK$50,585
baseline
▲ 0.50% · 4.625%
HK$53,662
+HK$3,077/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,170/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,954
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,374
−HK$1,441/mo
Today · 4.125%
HK$55,815
baseline
▲ 0.50% · 4.625%
HK$58,757
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,630/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,120
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,896
−HK$1,805/mo
Today · 4.125%
HK$60,701
baseline
▲ 0.50% · 4.625%
HK$64,395
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,402/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,545
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,249
−HK$1,729/mo
Today · 4.125%
HK$66,978
baseline
▲ 0.50% · 4.625%
HK$70,509
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,956/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,639
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,712
−HK$2,106/mo
Today · 4.125%
HK$70,818
baseline
▲ 0.50% · 4.625%
HK$75,127
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,636/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,136
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,124
−HK$2,017/mo
Today · 4.125%
HK$78,141
baseline
▲ 0.50% · 4.625%
HK$82,260
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,282/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,679
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,344
−HK$2,708/mo
Today · 4.125%
HK$91,052
baseline
▲ 0.50% · 4.625%
HK$96,592
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,104/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,317
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,874
−HK$2,593/mo
Today · 4.125%
HK$100,467
baseline
▲ 0.50% · 4.625%
HK$105,763
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,934/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,469 · Scale 2, in force from 26 Feb 2026)