LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,600
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,081
−HK$1,504/mo
Today · 4.125%
HK$50,585
baseline
▲ 0.50% · 4.625%
HK$53,663
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,170/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,955
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,375
−HK$1,441/mo
Today · 4.125%
HK$55,816
baseline
▲ 0.50% · 4.625%
HK$58,758
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,632/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,120
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,897
−HK$1,805/mo
Today · 4.125%
HK$60,702
baseline
▲ 0.50% · 4.625%
HK$64,396
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,404/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,546
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,250
−HK$1,729/mo
Today · 4.125%
HK$66,979
baseline
▲ 0.50% · 4.625%
HK$70,509
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,958/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,640
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,713
−HK$2,106/mo
Today · 4.125%
HK$70,819
baseline
▲ 0.50% · 4.625%
HK$75,128
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,638/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,137
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,125
−HK$2,017/mo
Today · 4.125%
HK$78,142
baseline
▲ 0.50% · 4.625%
HK$82,261
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,284/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,680
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,345
−HK$2,708/mo
Today · 4.125%
HK$91,053
baseline
▲ 0.50% · 4.625%
HK$96,594
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,106/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,319
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,875
−HK$2,593/mo
Today · 4.125%
HK$100,468
baseline
▲ 0.50% · 4.625%
HK$105,764
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,936/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$837,493 · Scale 2, in force from 26 Feb 2026)