LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,602
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,083
−HK$1,504/mo
Today · 4.125%
HK$50,587
baseline
▲ 0.50% · 4.625%
HK$53,665
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,174/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,957
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,377
−HK$1,441/mo
Today · 4.125%
HK$55,818
baseline
▲ 0.50% · 4.625%
HK$58,760
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,636/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,122
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,899
−HK$1,805/mo
Today · 4.125%
HK$60,704
baseline
▲ 0.50% · 4.625%
HK$64,398
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,408/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,548
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,252
−HK$1,729/mo
Today · 4.125%
HK$66,981
baseline
▲ 0.50% · 4.625%
HK$70,512
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,962/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,643
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,716
−HK$2,106/mo
Today · 4.125%
HK$70,822
baseline
▲ 0.50% · 4.625%
HK$75,131
+HK$4,309/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,644/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,139
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,128
−HK$2,017/mo
Today · 4.125%
HK$78,145
baseline
▲ 0.50% · 4.625%
HK$82,264
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,290/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,684
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,349
−HK$2,708/mo
Today · 4.125%
HK$91,057
baseline
▲ 0.50% · 4.625%
HK$96,597
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,114/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,322
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,879
−HK$2,593/mo
Today · 4.125%
HK$100,472
baseline
▲ 0.50% · 4.625%
HK$105,768
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,944/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,573 · Scale 2, in force from 26 Feb 2026)