LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,603
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,084
−HK$1,504/mo
Today · 4.125%
HK$50,588
baseline
▲ 0.50% · 4.625%
HK$53,666
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,176/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,958
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,378
−HK$1,441/mo
Today · 4.125%
HK$55,819
baseline
▲ 0.50% · 4.625%
HK$58,761
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,638/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,124
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,900
−HK$1,806/mo
Today · 4.125%
HK$60,706
baseline
▲ 0.50% · 4.625%
HK$64,400
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,412/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,549
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$1,729/mo
Today · 4.125%
HK$66,983
baseline
▲ 0.50% · 4.625%
HK$70,514
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,966/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,644
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,717
−HK$2,106/mo
Today · 4.125%
HK$70,823
baseline
▲ 0.50% · 4.625%
HK$75,133
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,646/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,141
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,129
−HK$2,018/mo
Today · 4.125%
HK$78,147
baseline
▲ 0.50% · 4.625%
HK$82,266
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,294/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,685
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,351
−HK$2,708/mo
Today · 4.125%
HK$91,059
baseline
▲ 0.50% · 4.625%
HK$96,599
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,118/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,324
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,881
−HK$2,593/mo
Today · 4.125%
HK$100,474
baseline
▲ 0.50% · 4.625%
HK$105,770
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,948/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,616 · Scale 2, in force from 26 Feb 2026)