LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,604
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,084
−HK$1,505/mo
Today · 4.125%
HK$50,589
baseline
▲ 0.50% · 4.625%
HK$53,667
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,178/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,958
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,379
−HK$1,441/mo
Today · 4.125%
HK$55,820
baseline
▲ 0.50% · 4.625%
HK$58,762
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,640/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,124
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,805/mo
Today · 4.125%
HK$60,706
baseline
▲ 0.50% · 4.625%
HK$64,400
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,412/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$1,729/mo
Today · 4.125%
HK$66,984
baseline
▲ 0.50% · 4.625%
HK$70,514
+HK$3,530/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,968/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,645
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,718
−HK$2,106/mo
Today · 4.125%
HK$70,824
baseline
▲ 0.50% · 4.625%
HK$75,134
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,648/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,142
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,130
−HK$2,018/mo
Today · 4.125%
HK$78,148
baseline
▲ 0.50% · 4.625%
HK$82,267
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,296/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,686
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,352
−HK$2,708/mo
Today · 4.125%
HK$91,060
baseline
▲ 0.50% · 4.625%
HK$96,600
+HK$5,540/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,120/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,325
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,882
−HK$2,593/mo
Today · 4.125%
HK$100,475
baseline
▲ 0.50% · 4.625%
HK$105,772
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,950/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,641 · Scale 2, in force from 26 Feb 2026)