LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,604
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,085
−HK$1,505/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,959
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,441/mo
Today · 4.125%
HK$55,821
baseline
▲ 0.50% · 4.625%
HK$58,763
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,642/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,125
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,902
−HK$1,805/mo
Today · 4.125%
HK$60,707
baseline
▲ 0.50% · 4.625%
HK$64,401
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,414/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,551
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,256
−HK$1,729/mo
Today · 4.125%
HK$66,985
baseline
▲ 0.50% · 4.625%
HK$70,516
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,970/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,646
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,719
−HK$2,106/mo
Today · 4.125%
HK$70,825
baseline
▲ 0.50% · 4.625%
HK$75,135
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,650/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,143
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,132
−HK$2,017/mo
Today · 4.125%
HK$78,149
baseline
▲ 0.50% · 4.625%
HK$82,268
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,298/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,688
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,353
−HK$2,708/mo
Today · 4.125%
HK$91,061
baseline
▲ 0.50% · 4.625%
HK$96,602
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,122/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,327
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,883
−HK$2,594/mo
Today · 4.125%
HK$100,477
baseline
▲ 0.50% · 4.625%
HK$105,773
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,954/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,674 · Scale 2, in force from 26 Feb 2026)