LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,606
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,087
−HK$1,504/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,669
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,961
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,381
−HK$1,441/mo
Today · 4.125%
HK$55,822
baseline
▲ 0.50% · 4.625%
HK$58,765
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,644/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,127
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,904
−HK$1,805/mo
Today · 4.125%
HK$60,709
baseline
▲ 0.50% · 4.625%
HK$64,403
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,418/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,553
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,257
−HK$1,730/mo
Today · 4.125%
HK$66,987
baseline
▲ 0.50% · 4.625%
HK$70,518
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,974/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,648
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,721
−HK$2,106/mo
Today · 4.125%
HK$70,827
baseline
▲ 0.50% · 4.625%
HK$75,137
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,654/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,145
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,134
−HK$2,017/mo
Today · 4.125%
HK$78,151
baseline
▲ 0.50% · 4.625%
HK$82,270
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,302/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,690
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,356
−HK$2,708/mo
Today · 4.125%
HK$91,064
baseline
▲ 0.50% · 4.625%
HK$96,605
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,128/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,330
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,886
−HK$2,594/mo
Today · 4.125%
HK$100,480
baseline
▲ 0.50% · 4.625%
HK$105,776
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,960/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,735 · Scale 2, in force from 26 Feb 2026)