LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,606
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,087
−HK$1,505/mo
Today · 4.125%
HK$50,592
baseline
▲ 0.50% · 4.625%
HK$53,670
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,184/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,961
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,382
−HK$1,441/mo
Today · 4.125%
HK$55,823
baseline
▲ 0.50% · 4.625%
HK$58,765
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,646/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,127
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,904
−HK$1,806/mo
Today · 4.125%
HK$60,710
baseline
▲ 0.50% · 4.625%
HK$64,404
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,420/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,554
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,258
−HK$1,729/mo
Today · 4.125%
HK$66,987
baseline
▲ 0.50% · 4.625%
HK$70,518
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,974/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,649
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,722
−HK$2,106/mo
Today · 4.125%
HK$70,828
baseline
▲ 0.50% · 4.625%
HK$75,138
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,656/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,146
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,135
−HK$2,017/mo
Today · 4.125%
HK$78,152
baseline
▲ 0.50% · 4.625%
HK$82,271
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,304/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,691
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,357
−HK$2,708/mo
Today · 4.125%
HK$91,065
baseline
▲ 0.50% · 4.625%
HK$96,606
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,130/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,331
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,887
−HK$2,594/mo
Today · 4.125%
HK$100,481
baseline
▲ 0.50% · 4.625%
HK$105,777
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,962/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,756 · Scale 2, in force from 26 Feb 2026)