LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,607
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,088
−HK$1,504/mo
Today · 4.125%
HK$50,592
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,184/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,962
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,382
−HK$1,441/mo
Today · 4.125%
HK$55,823
baseline
▲ 0.50% · 4.625%
HK$58,766
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,646/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,128
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,905
−HK$1,806/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,554
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,259
−HK$1,729/mo
Today · 4.125%
HK$66,988
baseline
▲ 0.50% · 4.625%
HK$70,519
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,976/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,649
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,723
−HK$2,106/mo
Today · 4.125%
HK$70,829
baseline
▲ 0.50% · 4.625%
HK$75,139
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,658/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,147
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,135
−HK$2,018/mo
Today · 4.125%
HK$78,153
baseline
▲ 0.50% · 4.625%
HK$82,272
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,306/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,692
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,358
−HK$2,708/mo
Today · 4.125%
HK$91,066
baseline
▲ 0.50% · 4.625%
HK$96,607
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,132/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,332
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,888
−HK$2,594/mo
Today · 4.125%
HK$100,482
baseline
▲ 0.50% · 4.625%
HK$105,779
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,964/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,781 · Scale 2, in force from 26 Feb 2026)