LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,608
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,089
−HK$1,504/mo
Today · 4.125%
HK$50,593
baseline
▲ 0.50% · 4.625%
HK$53,672
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,186/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,963
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,384
−HK$1,441/mo
Today · 4.125%
HK$55,825
baseline
▲ 0.50% · 4.625%
HK$58,767
+HK$2,942/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,650/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,130
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,907
−HK$1,805/mo
Today · 4.125%
HK$60,712
baseline
▲ 0.50% · 4.625%
HK$64,406
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,424/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,556
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,261
−HK$1,729/mo
Today · 4.125%
HK$66,990
baseline
▲ 0.50% · 4.625%
HK$70,521
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,980/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,651
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,724
−HK$2,107/mo
Today · 4.125%
HK$70,831
baseline
▲ 0.50% · 4.625%
HK$75,141
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,662/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,149
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,137
−HK$2,018/mo
Today · 4.125%
HK$78,155
baseline
▲ 0.50% · 4.625%
HK$82,274
+HK$4,119/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,310/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,694
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,360
−HK$2,708/mo
Today · 4.125%
HK$91,068
baseline
▲ 0.50% · 4.625%
HK$96,609
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,136/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,334
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,891
−HK$2,594/mo
Today · 4.125%
HK$100,485
baseline
▲ 0.50% · 4.625%
HK$105,781
+HK$5,296/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,970/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,833 · Scale 2, in force from 26 Feb 2026)