LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,608
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,089
−HK$1,505/mo
Today · 4.125%
HK$50,594
baseline
▲ 0.50% · 4.625%
HK$53,672
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,188/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,964
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,384
−HK$1,441/mo
Today · 4.125%
HK$55,825
baseline
▲ 0.50% · 4.625%
HK$58,768
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,650/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,130
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,907
−HK$1,805/mo
Today · 4.125%
HK$60,712
baseline
▲ 0.50% · 4.625%
HK$64,407
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,424/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,556
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,261
−HK$1,729/mo
Today · 4.125%
HK$66,990
baseline
▲ 0.50% · 4.625%
HK$70,521
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,980/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,652
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,725
−HK$2,106/mo
Today · 4.125%
HK$70,831
baseline
▲ 0.50% · 4.625%
HK$75,141
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,662/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,149
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,138
−HK$2,017/mo
Today · 4.125%
HK$78,155
baseline
▲ 0.50% · 4.625%
HK$82,275
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,310/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,695
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,360
−HK$2,709/mo
Today · 4.125%
HK$91,069
baseline
▲ 0.50% · 4.625%
HK$96,610
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,138/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,335
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,891
−HK$2,594/mo
Today · 4.125%
HK$100,485
baseline
▲ 0.50% · 4.625%
HK$105,782
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,970/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,846 · Scale 2, in force from 26 Feb 2026)