LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,610
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,091
−HK$1,504/mo
Today · 4.125%
HK$50,595
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,190/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,965
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,386
−HK$1,441/mo
Today · 4.125%
HK$55,827
baseline
▲ 0.50% · 4.625%
HK$58,770
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,654/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,909
−HK$1,805/mo
Today · 4.125%
HK$60,714
baseline
▲ 0.50% · 4.625%
HK$64,409
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,428/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,558
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,263
−HK$1,729/mo
Today · 4.125%
HK$66,992
baseline
▲ 0.50% · 4.625%
HK$70,524
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,984/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,654
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,727
−HK$2,106/mo
Today · 4.125%
HK$70,833
baseline
▲ 0.50% · 4.625%
HK$75,143
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,666/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,152
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,140
−HK$2,018/mo
Today · 4.125%
HK$78,158
baseline
▲ 0.50% · 4.625%
HK$82,278
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,316/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,698
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,363
−HK$2,709/mo
Today · 4.125%
HK$91,072
baseline
▲ 0.50% · 4.625%
HK$96,613
+HK$5,541/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,144/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,338
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,895
−HK$2,593/mo
Today · 4.125%
HK$100,488
baseline
▲ 0.50% · 4.625%
HK$105,785
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,976/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,913 · Scale 2, in force from 26 Feb 2026)