LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,611
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,092
−HK$1,505/mo
Today · 4.125%
HK$50,597
baseline
▲ 0.50% · 4.625%
HK$53,675
+HK$3,078/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,194/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,967
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,387
−HK$1,441/mo
Today · 4.125%
HK$55,828
baseline
▲ 0.50% · 4.625%
HK$58,771
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,656/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,133
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,910
−HK$1,806/mo
Today · 4.125%
HK$60,716
baseline
▲ 0.50% · 4.625%
HK$64,410
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,432/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,265
−HK$1,729/mo
Today · 4.125%
HK$66,994
baseline
▲ 0.50% · 4.625%
HK$70,525
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,988/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,655
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,729
−HK$2,106/mo
Today · 4.125%
HK$70,835
baseline
▲ 0.50% · 4.625%
HK$75,145
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,670/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,153
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,142
−HK$2,018/mo
Today · 4.125%
HK$78,160
baseline
▲ 0.50% · 4.625%
HK$82,280
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,320/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,700
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,365
−HK$2,709/mo
Today · 4.125%
HK$91,074
baseline
▲ 0.50% · 4.625%
HK$96,616
+HK$5,542/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,148/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,340
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,897
−HK$2,594/mo
Today · 4.125%
HK$100,491
baseline
▲ 0.50% · 4.625%
HK$105,788
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,982/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$837,966 · Scale 2, in force from 26 Feb 2026)