LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,613
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,505/mo
Today · 4.125%
HK$50,599
baseline
▲ 0.50% · 4.625%
HK$53,678
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,198/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,969
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,441/mo
Today · 4.125%
HK$55,831
baseline
▲ 0.50% · 4.625%
HK$58,774
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,662/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,136
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,806/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$64,413
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,563
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,268
−HK$1,729/mo
Today · 4.125%
HK$66,997
baseline
▲ 0.50% · 4.625%
HK$70,529
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,994/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,658
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$2,106/mo
Today · 4.125%
HK$70,838
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$4,311/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,676/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,017/mo
Today · 4.125%
HK$78,163
baseline
▲ 0.50% · 4.625%
HK$82,283
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,326/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,704
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,370
−HK$2,708/mo
Today · 4.125%
HK$91,078
baseline
▲ 0.50% · 4.625%
HK$96,620
+HK$5,542/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,156/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,344
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,902
−HK$2,594/mo
Today · 4.125%
HK$100,496
baseline
▲ 0.50% · 4.625%
HK$105,793
+HK$5,297/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,992/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,062 · Scale 2, in force from 26 Feb 2026)