LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,614
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,095
−HK$1,504/mo
Today · 4.125%
HK$50,599
baseline
▲ 0.50% · 4.625%
HK$53,678
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,198/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,970
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,441/mo
Today · 4.125%
HK$55,831
baseline
▲ 0.50% · 4.625%
HK$58,774
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,662/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,136
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,914
−HK$1,805/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$64,414
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,564
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,268
−HK$1,730/mo
Today · 4.125%
HK$66,998
baseline
▲ 0.50% · 4.625%
HK$70,529
+HK$3,531/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$133,996/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,659
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$2,107/mo
Today · 4.125%
HK$70,839
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,678/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,018/mo
Today · 4.125%
HK$78,164
baseline
▲ 0.50% · 4.625%
HK$82,284
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,328/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,704
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,370
−HK$2,709/mo
Today · 4.125%
HK$91,079
baseline
▲ 0.50% · 4.625%
HK$96,621
+HK$5,542/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,158/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,345
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,902
−HK$2,594/mo
Today · 4.125%
HK$100,496
baseline
▲ 0.50% · 4.625%
HK$105,794
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$200,992/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,079 · Scale 2, in force from 26 Feb 2026)