LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,615
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,097
−HK$1,504/mo
Today · 4.125%
HK$50,601
baseline
▲ 0.50% · 4.625%
HK$53,680
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,202/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,972
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,392
−HK$1,442/mo
Today · 4.125%
HK$55,834
baseline
▲ 0.50% · 4.625%
HK$58,777
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,668/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,139
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,916
−HK$1,806/mo
Today · 4.125%
HK$60,722
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,694/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,444/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,566
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,271
−HK$1,729/mo
Today · 4.125%
HK$67,000
baseline
▲ 0.50% · 4.625%
HK$70,532
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,000/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,662
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,735
−HK$2,107/mo
Today · 4.125%
HK$70,842
baseline
▲ 0.50% · 4.625%
HK$75,152
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,684/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,160
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,149
−HK$2,018/mo
Today · 4.125%
HK$78,167
baseline
▲ 0.50% · 4.625%
HK$82,287
+HK$4,120/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,334/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,708
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,374
−HK$2,708/mo
Today · 4.125%
HK$91,082
baseline
▲ 0.50% · 4.625%
HK$96,625
+HK$5,543/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,164/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,349
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,906
−HK$2,594/mo
Today · 4.125%
HK$100,500
baseline
▲ 0.50% · 4.625%
HK$105,798
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$201,000/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,162 · Scale 2, in force from 26 Feb 2026)