LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,617
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,098
−HK$1,505/mo
Today · 4.125%
HK$50,603
baseline
▲ 0.50% · 4.625%
HK$53,682
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,206/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,974
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,394
−HK$1,442/mo
Today · 4.125%
HK$55,836
baseline
▲ 0.50% · 4.625%
HK$58,779
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,672/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,141
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,918
−HK$1,806/mo
Today · 4.125%
HK$60,724
baseline
▲ 0.50% · 4.625%
HK$64,419
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,448/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,568
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,273
−HK$1,730/mo
Today · 4.125%
HK$67,003
baseline
▲ 0.50% · 4.625%
HK$70,535
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,006/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,664
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,738
−HK$2,107/mo
Today · 4.125%
HK$70,845
baseline
▲ 0.50% · 4.625%
HK$75,155
+HK$4,310/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,690/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,163
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,152
−HK$2,018/mo
Today · 4.125%
HK$78,170
baseline
▲ 0.50% · 4.625%
HK$82,291
+HK$4,121/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,340/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,711
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,377
−HK$2,709/mo
Today · 4.125%
HK$91,086
baseline
▲ 0.50% · 4.625%
HK$96,628
+HK$5,542/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,172/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,353
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,910
−HK$2,594/mo
Today · 4.125%
HK$100,504
baseline
▲ 0.50% · 4.625%
HK$105,802
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$201,008/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,243 · Scale 2, in force from 26 Feb 2026)