LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,619
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,100
−HK$1,505/mo
Today · 4.125%
HK$50,605
baseline
▲ 0.50% · 4.625%
HK$53,684
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,210/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,976
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,396
−HK$1,442/mo
Today · 4.125%
HK$55,838
baseline
▲ 0.50% · 4.625%
HK$58,781
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,676/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,920
−HK$1,806/mo
Today · 4.125%
HK$60,726
baseline
▲ 0.50% · 4.625%
HK$64,421
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,452/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,571
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,276
−HK$1,729/mo
Today · 4.125%
HK$67,005
baseline
▲ 0.50% · 4.625%
HK$70,537
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,010/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,667
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,740
−HK$2,107/mo
Today · 4.125%
HK$70,847
baseline
▲ 0.50% · 4.625%
HK$75,158
+HK$4,311/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$141,694/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,166
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,155
−HK$2,018/mo
Today · 4.125%
HK$78,173
baseline
▲ 0.50% · 4.625%
HK$82,294
+HK$4,121/mo
Deposit HK$6.26M · loan HK$14.62M · min. income ≈ HK$156,346/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,714
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,380
−HK$2,709/mo
Today · 4.125%
HK$91,089
baseline
▲ 0.50% · 4.625%
HK$96,632
+HK$5,543/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$182,178/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,356
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,914
−HK$2,594/mo
Today · 4.125%
HK$100,508
baseline
▲ 0.50% · 4.625%
HK$105,806
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.79M · min. income ≈ HK$201,016/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,319 · Scale 2, in force from 26 Feb 2026)