LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,622
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,104
−HK$1,505/mo
Today · 4.125%
HK$50,609
baseline
▲ 0.50% · 4.625%
HK$53,688
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,218/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,400
−HK$1,442/mo
Today · 4.125%
HK$55,842
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,684/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,147
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,924
−HK$1,806/mo
Today · 4.125%
HK$60,730
baseline
▲ 0.50% · 4.625%
HK$64,426
+HK$3,696/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,460/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,575
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,280
−HK$1,730/mo
Today · 4.125%
HK$67,010
baseline
▲ 0.50% · 4.625%
HK$70,542
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,020/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,671
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,745
−HK$2,107/mo
Today · 4.125%
HK$70,852
baseline
▲ 0.50% · 4.625%
HK$75,163
+HK$4,311/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,704/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,171
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,160
−HK$2,018/mo
Today · 4.125%
HK$78,178
baseline
▲ 0.50% · 4.625%
HK$82,299
+HK$4,121/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,356/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,720
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,387
−HK$2,709/mo
Today · 4.125%
HK$91,096
baseline
▲ 0.50% · 4.625%
HK$96,638
+HK$5,542/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,192/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,363
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,920
−HK$2,595/mo
Today · 4.125%
HK$100,515
baseline
▲ 0.50% · 4.625%
HK$105,813
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,030/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,462 · Scale 2, in force from 26 Feb 2026)