LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,623
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,105
−HK$1,505/mo
Today · 4.125%
HK$50,610
baseline
▲ 0.50% · 4.625%
HK$53,689
+HK$3,079/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,220/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,980
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,401
−HK$1,442/mo
Today · 4.125%
HK$55,843
baseline
▲ 0.50% · 4.625%
HK$58,786
+HK$2,943/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,686/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,148
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,926
−HK$1,806/mo
Today · 4.125%
HK$60,732
baseline
▲ 0.50% · 4.625%
HK$64,427
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,464/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,577
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,282
−HK$1,729/mo
Today · 4.125%
HK$67,011
baseline
▲ 0.50% · 4.625%
HK$70,544
+HK$3,533/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,022/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,673
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,747
−HK$2,107/mo
Today · 4.125%
HK$70,854
baseline
▲ 0.50% · 4.625%
HK$75,165
+HK$4,311/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,708/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,173
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,162
−HK$2,018/mo
Today · 4.125%
HK$78,180
baseline
▲ 0.50% · 4.625%
HK$82,301
+HK$4,121/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,360/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,722
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,388
−HK$2,710/mo
Today · 4.125%
HK$91,098
baseline
▲ 0.50% · 4.625%
HK$96,641
+HK$5,543/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,196/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,365
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,923
−HK$2,594/mo
Today · 4.125%
HK$100,517
baseline
▲ 0.50% · 4.625%
HK$105,816
+HK$5,299/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,034/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,509 · Scale 2, in force from 26 Feb 2026)