LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,626
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,505/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,692
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,983
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,441/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$58,789
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,151
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,928
−HK$1,807/mo
Today · 4.125%
HK$60,735
baseline
▲ 0.50% · 4.625%
HK$64,430
+HK$3,695/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,470/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,580
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,285
−HK$1,730/mo
Today · 4.125%
HK$67,015
baseline
▲ 0.50% · 4.625%
HK$70,547
+HK$3,532/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,030/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,676
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,750
−HK$2,107/mo
Today · 4.125%
HK$70,857
baseline
▲ 0.50% · 4.625%
HK$75,168
+HK$4,311/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,714/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,176
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,166
−HK$2,018/mo
Today · 4.125%
HK$78,184
baseline
▲ 0.50% · 4.625%
HK$82,305
+HK$4,121/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,368/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,726
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,393
−HK$2,709/mo
Today · 4.125%
HK$91,102
baseline
▲ 0.50% · 4.625%
HK$96,645
+HK$5,543/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,204/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,369
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,927
−HK$2,595/mo
Today · 4.125%
HK$100,522
baseline
▲ 0.50% · 4.625%
HK$105,820
+HK$5,298/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,044/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,606 · Scale 2, in force from 26 Feb 2026)