LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,627
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,505/mo
Today · 4.125%
HK$50,614
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,228/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,985
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,406
−HK$1,442/mo
Today · 4.125%
HK$55,848
baseline
▲ 0.50% · 4.625%
HK$58,792
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,696/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,153
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,931
−HK$1,806/mo
Today · 4.125%
HK$60,737
baseline
▲ 0.50% · 4.625%
HK$64,433
+HK$3,696/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$121,474/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,582
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,287
−HK$1,730/mo
Today · 4.125%
HK$67,017
baseline
▲ 0.50% · 4.625%
HK$70,550
+HK$3,533/mo
Deposit HK$8.35M · loan HK$12.53M · min. income ≈ HK$134,034/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,678
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,753
−HK$2,107/mo
Today · 4.125%
HK$70,860
baseline
▲ 0.50% · 4.625%
HK$75,171
+HK$4,311/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,720/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,179
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,169
−HK$2,018/mo
Today · 4.125%
HK$78,187
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,121/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,374/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,729
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,396
−HK$2,709/mo
Today · 4.125%
HK$91,105
baseline
▲ 0.50% · 4.625%
HK$96,649
+HK$5,544/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,210/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,373
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,931
−HK$2,595/mo
Today · 4.125%
HK$100,526
baseline
▲ 0.50% · 4.625%
HK$105,825
+HK$5,299/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,052/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,690 · Scale 2, in force from 26 Feb 2026)