LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,629
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,110
−HK$1,506/mo
Today · 4.125%
HK$50,616
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,232/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,987
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,408
−HK$1,441/mo
Today · 4.125%
HK$55,849
baseline
▲ 0.50% · 4.625%
HK$58,793
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,698/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,155
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,933
−HK$1,806/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$64,435
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,584
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,289
−HK$1,730/mo
Today · 4.125%
HK$67,019
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,038/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,681
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,755
−HK$2,107/mo
Today · 4.125%
HK$70,862
baseline
▲ 0.50% · 4.625%
HK$75,174
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,724/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,181
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,171
−HK$2,018/mo
Today · 4.125%
HK$78,189
baseline
▲ 0.50% · 4.625%
HK$82,311
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,378/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,732
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,399
−HK$2,709/mo
Today · 4.125%
HK$91,108
baseline
▲ 0.50% · 4.625%
HK$96,652
+HK$5,544/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,216/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,376
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,934
−HK$2,595/mo
Today · 4.125%
HK$100,529
baseline
▲ 0.50% · 4.625%
HK$105,828
+HK$5,299/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,058/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,754 · Scale 2, in force from 26 Feb 2026)