LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,630
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,505/mo
Today · 4.125%
HK$50,616
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,232/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,988
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,409
−HK$1,441/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$58,794
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,156
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,933
−HK$1,807/mo
Today · 4.125%
HK$60,740
baseline
▲ 0.50% · 4.625%
HK$64,436
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,480/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,585
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,290
−HK$1,730/mo
Today · 4.125%
HK$67,020
baseline
▲ 0.50% · 4.625%
HK$70,553
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,040/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,682
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$2,107/mo
Today · 4.125%
HK$70,863
baseline
▲ 0.50% · 4.625%
HK$75,175
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,726/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,183
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,172
−HK$2,018/mo
Today · 4.125%
HK$78,190
baseline
▲ 0.50% · 4.625%
HK$82,312
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,380/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,733
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,400
−HK$2,710/mo
Today · 4.125%
HK$91,110
baseline
▲ 0.50% · 4.625%
HK$96,653
+HK$5,543/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,220/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,378
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,936
−HK$2,594/mo
Today · 4.125%
HK$100,530
baseline
▲ 0.50% · 4.625%
HK$105,830
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,060/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,786 · Scale 2, in force from 26 Feb 2026)