LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,632
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,114
−HK$1,505/mo
Today · 4.125%
HK$50,619
baseline
▲ 0.50% · 4.625%
HK$53,699
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,238/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,990
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,411
−HK$1,442/mo
Today · 4.125%
HK$55,853
baseline
▲ 0.50% · 4.625%
HK$58,797
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,706/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,159
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,937
−HK$1,806/mo
Today · 4.125%
HK$60,743
baseline
▲ 0.50% · 4.625%
HK$64,439
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,486/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,588
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,294
−HK$1,730/mo
Today · 4.125%
HK$67,024
baseline
▲ 0.50% · 4.625%
HK$70,557
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,048/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,685
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,759
−HK$2,108/mo
Today · 4.125%
HK$70,867
baseline
▲ 0.50% · 4.625%
HK$75,179
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,734/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,186
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,176
−HK$2,018/mo
Today · 4.125%
HK$78,194
baseline
▲ 0.50% · 4.625%
HK$82,316
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,388/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,738
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,405
−HK$2,709/mo
Today · 4.125%
HK$91,114
baseline
▲ 0.50% · 4.625%
HK$96,658
+HK$5,544/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,228/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,383
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,941
−HK$2,595/mo
Today · 4.125%
HK$100,536
baseline
▲ 0.50% · 4.625%
HK$105,835
+HK$5,299/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,072/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,895 · Scale 2, in force from 26 Feb 2026)