LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,634
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,116
−HK$1,505/mo
Today · 4.125%
HK$50,621
baseline
▲ 0.50% · 4.625%
HK$53,701
+HK$3,080/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$101,242/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,992
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,413
−HK$1,442/mo
Today · 4.125%
HK$55,855
baseline
▲ 0.50% · 4.625%
HK$58,799
+HK$2,944/mo
Deposit HK$10.44M · loan HK$10.44M · min. income ≈ HK$111,710/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,161
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,939
−HK$1,806/mo
Today · 4.125%
HK$60,745
baseline
▲ 0.50% · 4.625%
HK$64,441
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,490/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,591
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,296
−HK$1,730/mo
Today · 4.125%
HK$67,026
baseline
▲ 0.50% · 4.625%
HK$70,559
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,052/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,687
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,762
−HK$2,107/mo
Today · 4.125%
HK$70,869
baseline
▲ 0.50% · 4.625%
HK$75,181
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,738/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,189
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,179
−HK$2,018/mo
Today · 4.125%
HK$78,197
baseline
▲ 0.50% · 4.625%
HK$82,319
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,394/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,741
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,408
−HK$2,710/mo
Today · 4.125%
HK$91,118
baseline
▲ 0.50% · 4.625%
HK$96,662
+HK$5,544/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,236/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,386
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,944
−HK$2,595/mo
Today · 4.125%
HK$100,539
baseline
▲ 0.50% · 4.625%
HK$105,839
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,078/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$838,968 · Scale 2, in force from 26 Feb 2026)