LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,635
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,116
−HK$1,506/mo
Today · 4.125%
HK$50,622
baseline
▲ 0.50% · 4.625%
HK$53,702
+HK$3,080/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,244/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,993
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,414
−HK$1,442/mo
Today · 4.125%
HK$55,856
baseline
▲ 0.50% · 4.625%
HK$58,800
+HK$2,944/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,712/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,162
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,940
−HK$1,806/mo
Today · 4.125%
HK$60,746
baseline
▲ 0.50% · 4.625%
HK$64,442
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,492/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,592
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,297
−HK$1,730/mo
Today · 4.125%
HK$67,027
baseline
▲ 0.50% · 4.625%
HK$70,561
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,054/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,689
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,763
−HK$2,108/mo
Today · 4.125%
HK$70,871
baseline
▲ 0.50% · 4.625%
HK$75,183
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,742/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,190
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,180
−HK$2,019/mo
Today · 4.125%
HK$78,199
baseline
▲ 0.50% · 4.625%
HK$82,321
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,398/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,743
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,410
−HK$2,709/mo
Today · 4.125%
HK$91,119
baseline
▲ 0.50% · 4.625%
HK$96,664
+HK$5,545/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,238/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,388
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,946
−HK$2,595/mo
Today · 4.125%
HK$100,541
baseline
▲ 0.50% · 4.625%
HK$105,841
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,082/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,008 · Scale 2, in force from 26 Feb 2026)