LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,636
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,118
−HK$1,505/mo
Today · 4.125%
HK$50,623
baseline
▲ 0.50% · 4.625%
HK$53,704
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,246/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,995
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,442/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$58,802
+HK$2,944/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,163
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,941
−HK$1,807/mo
Today · 4.125%
HK$60,748
baseline
▲ 0.50% · 4.625%
HK$64,444
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$121,496/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,594
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,299
−HK$1,730/mo
Today · 4.125%
HK$67,029
baseline
▲ 0.50% · 4.625%
HK$70,563
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.53M · min. income ≈ HK$134,058/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,691
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,765
−HK$2,108/mo
Today · 4.125%
HK$70,873
baseline
▲ 0.50% · 4.625%
HK$75,185
+HK$4,312/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,746/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,193
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,019/mo
Today · 4.125%
HK$78,201
baseline
▲ 0.50% · 4.625%
HK$82,323
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,402/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,745
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,412
−HK$2,710/mo
Today · 4.125%
HK$91,122
baseline
▲ 0.50% · 4.625%
HK$96,666
+HK$5,544/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,244/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,390
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$97,949
−HK$2,595/mo
Today · 4.125%
HK$100,544
baseline
▲ 0.50% · 4.625%
HK$105,844
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,088/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,067 · Scale 2, in force from 26 Feb 2026)