LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,639
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,121
−HK$1,505/mo
Today · 4.125%
HK$50,626
baseline
▲ 0.50% · 4.625%
HK$53,707
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,252/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,998
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,419
−HK$1,442/mo
Today · 4.125%
HK$55,861
baseline
▲ 0.50% · 4.625%
HK$58,806
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,722/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,167
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,945
−HK$1,807/mo
Today · 4.125%
HK$60,752
baseline
▲ 0.50% · 4.625%
HK$64,448
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,504/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,597
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,303
−HK$1,730/mo
Today · 4.125%
HK$67,033
baseline
▲ 0.50% · 4.625%
HK$70,567
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,066/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,695
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,769
−HK$2,108/mo
Today · 4.125%
HK$70,877
baseline
▲ 0.50% · 4.625%
HK$75,190
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,754/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,197
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,187
−HK$2,019/mo
Today · 4.125%
HK$78,206
baseline
▲ 0.50% · 4.625%
HK$82,328
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,412/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,750
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,417
−HK$2,710/mo
Today · 4.125%
HK$91,127
baseline
▲ 0.50% · 4.625%
HK$96,672
+HK$5,545/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,254/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,396
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$97,955
−HK$2,595/mo
Today · 4.125%
HK$100,550
baseline
▲ 0.50% · 4.625%
HK$105,850
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,100/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,194 · Scale 2, in force from 26 Feb 2026)