LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,640
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,121
−HK$1,506/mo
Today · 4.125%
HK$50,627
baseline
▲ 0.50% · 4.625%
HK$53,708
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,254/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,999
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,442/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$58,806
+HK$2,944/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,167
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,946
−HK$1,806/mo
Today · 4.125%
HK$60,752
baseline
▲ 0.50% · 4.625%
HK$64,449
+HK$3,697/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,504/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,598
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,304
−HK$1,730/mo
Today · 4.125%
HK$67,034
baseline
▲ 0.50% · 4.625%
HK$70,568
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,068/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,695
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,770
−HK$2,108/mo
Today · 4.125%
HK$70,878
baseline
▲ 0.50% · 4.625%
HK$75,191
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,756/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,198
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,188
−HK$2,019/mo
Today · 4.125%
HK$78,207
baseline
▲ 0.50% · 4.625%
HK$82,329
+HK$4,122/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,414/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,751
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,419
−HK$2,710/mo
Today · 4.125%
HK$91,129
baseline
▲ 0.50% · 4.625%
HK$96,674
+HK$5,545/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,258/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,397
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$97,956
−HK$2,595/mo
Today · 4.125%
HK$100,551
baseline
▲ 0.50% · 4.625%
HK$105,852
+HK$5,301/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,102/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,221 · Scale 2, in force from 26 Feb 2026)