LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,640
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,122
−HK$1,505/mo
Today · 4.125%
HK$50,627
baseline
▲ 0.50% · 4.625%
HK$53,708
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,254/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,999
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,442/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$58,807
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,168
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,946
−HK$1,807/mo
Today · 4.125%
HK$60,753
baseline
▲ 0.50% · 4.625%
HK$64,450
+HK$3,697/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,506/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,599
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,305
−HK$1,730/mo
Today · 4.125%
HK$67,035
baseline
▲ 0.50% · 4.625%
HK$70,568
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,070/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,696
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,771
−HK$2,107/mo
Today · 4.125%
HK$70,878
baseline
▲ 0.50% · 4.625%
HK$75,191
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,756/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,199
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,189
−HK$2,018/mo
Today · 4.125%
HK$78,207
baseline
▲ 0.50% · 4.625%
HK$82,330
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,414/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,752
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,419
−HK$2,710/mo
Today · 4.125%
HK$91,129
baseline
▲ 0.50% · 4.625%
HK$96,674
+HK$5,545/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,258/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,398
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$97,957
−HK$2,595/mo
Today · 4.125%
HK$100,552
baseline
▲ 0.50% · 4.625%
HK$105,853
+HK$5,301/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,104/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,239 · Scale 2, in force from 26 Feb 2026)