LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,641
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,122
−HK$1,506/mo
Today · 4.125%
HK$50,628
baseline
▲ 0.50% · 4.625%
HK$53,709
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,256/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,000
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,421
−HK$1,442/mo
Today · 4.125%
HK$55,863
baseline
▲ 0.50% · 4.625%
HK$58,808
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,726/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,169
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,947
−HK$1,807/mo
Today · 4.125%
HK$60,754
baseline
▲ 0.50% · 4.625%
HK$64,450
+HK$3,696/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,508/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,600
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,305
−HK$1,731/mo
Today · 4.125%
HK$67,036
baseline
▲ 0.50% · 4.625%
HK$70,569
+HK$3,533/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,072/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,697
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,771
−HK$2,108/mo
Today · 4.125%
HK$70,879
baseline
▲ 0.50% · 4.625%
HK$75,192
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$141,758/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,200
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,190
−HK$2,018/mo
Today · 4.125%
HK$78,208
baseline
▲ 0.50% · 4.625%
HK$82,331
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.62M · min. income ≈ HK$156,416/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,753
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,420
−HK$2,711/mo
Today · 4.125%
HK$91,131
baseline
▲ 0.50% · 4.625%
HK$96,676
+HK$5,545/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$182,262/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,399
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,958
−HK$2,596/mo
Today · 4.125%
HK$100,554
baseline
▲ 0.50% · 4.625%
HK$105,854
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.80M · min. income ≈ HK$201,108/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,265 · Scale 2, in force from 26 Feb 2026)