LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,646
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,128
−HK$1,506/mo
Today · 4.125%
HK$50,634
baseline
▲ 0.50% · 4.625%
HK$53,715
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,268/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,006
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,428
−HK$1,442/mo
Today · 4.125%
HK$55,870
baseline
▲ 0.50% · 4.625%
HK$58,815
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,740/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,176
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,954
−HK$1,807/mo
Today · 4.125%
HK$60,761
baseline
▲ 0.50% · 4.625%
HK$64,458
+HK$3,697/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,522/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,607
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,313
−HK$1,731/mo
Today · 4.125%
HK$67,044
baseline
▲ 0.50% · 4.625%
HK$70,578
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,088/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,705
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,780
−HK$2,108/mo
Today · 4.125%
HK$70,888
baseline
▲ 0.50% · 4.625%
HK$75,201
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,776/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,208
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,199
−HK$2,019/mo
Today · 4.125%
HK$78,218
baseline
▲ 0.50% · 4.625%
HK$82,341
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,436/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,763
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,431
−HK$2,710/mo
Today · 4.125%
HK$91,141
baseline
▲ 0.50% · 4.625%
HK$96,687
+HK$5,546/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,282/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,411
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,970
−HK$2,596/mo
Today · 4.125%
HK$100,566
baseline
▲ 0.50% · 4.625%
HK$105,866
+HK$5,300/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,132/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,513 · Scale 2, in force from 26 Feb 2026)