LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,647
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,129
−HK$1,506/mo
Today · 4.125%
HK$50,635
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,270/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,428
−HK$1,443/mo
Today · 4.125%
HK$55,871
baseline
▲ 0.50% · 4.625%
HK$58,816
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,742/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,176
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,955
−HK$1,807/mo
Today · 4.125%
HK$60,762
baseline
▲ 0.50% · 4.625%
HK$64,459
+HK$3,697/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,524/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,608
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,314
−HK$1,731/mo
Today · 4.125%
HK$67,045
baseline
▲ 0.50% · 4.625%
HK$70,579
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,090/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,706
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,781
−HK$2,108/mo
Today · 4.125%
HK$70,889
baseline
▲ 0.50% · 4.625%
HK$75,202
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,778/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,210
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,200
−HK$2,019/mo
Today · 4.125%
HK$78,219
baseline
▲ 0.50% · 4.625%
HK$82,342
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,438/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,765
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,432
−HK$2,711/mo
Today · 4.125%
HK$91,143
baseline
▲ 0.50% · 4.625%
HK$96,689
+HK$5,546/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,286/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,412
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,971
−HK$2,596/mo
Today · 4.125%
HK$100,567
baseline
▲ 0.50% · 4.625%
HK$105,868
+HK$5,301/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,134/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,546 · Scale 2, in force from 26 Feb 2026)