LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,649
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,131
−HK$1,505/mo
Today · 4.125%
HK$50,636
baseline
▲ 0.50% · 4.625%
HK$53,718
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,272/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,008
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,430
−HK$1,442/mo
Today · 4.125%
HK$55,872
baseline
▲ 0.50% · 4.625%
HK$58,817
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,744/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,178
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,957
−HK$1,807/mo
Today · 4.125%
HK$60,764
baseline
▲ 0.50% · 4.625%
HK$64,461
+HK$3,697/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,528/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,610
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,316
−HK$1,731/mo
Today · 4.125%
HK$67,047
baseline
▲ 0.50% · 4.625%
HK$70,581
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,094/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,708
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,783
−HK$2,108/mo
Today · 4.125%
HK$70,891
baseline
▲ 0.50% · 4.625%
HK$75,205
+HK$4,314/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,782/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,212
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,202
−HK$2,019/mo
Today · 4.125%
HK$78,221
baseline
▲ 0.50% · 4.625%
HK$82,344
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,442/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,767
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,435
−HK$2,711/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$96,692
+HK$5,546/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,415
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,974
−HK$2,596/mo
Today · 4.125%
HK$100,570
baseline
▲ 0.50% · 4.625%
HK$105,871
+HK$5,301/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,140/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,613 · Scale 2, in force from 26 Feb 2026)