LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,650
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,132
−HK$1,506/mo
Today · 4.125%
HK$50,638
baseline
▲ 0.50% · 4.625%
HK$53,719
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,276/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,010
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,431
−HK$1,443/mo
Today · 4.125%
HK$55,874
baseline
▲ 0.50% · 4.625%
HK$58,819
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,748/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,179
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,958
−HK$1,807/mo
Today · 4.125%
HK$60,765
baseline
▲ 0.50% · 4.625%
HK$64,463
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,530/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,612
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,318
−HK$1,730/mo
Today · 4.125%
HK$67,048
baseline
▲ 0.50% · 4.625%
HK$70,583
+HK$3,535/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,096/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,709
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,784
−HK$2,109/mo
Today · 4.125%
HK$70,893
baseline
▲ 0.50% · 4.625%
HK$75,206
+HK$4,313/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,786/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,213
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,204
−HK$2,019/mo
Today · 4.125%
HK$78,223
baseline
▲ 0.50% · 4.625%
HK$82,346
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,446/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,769
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,437
−HK$2,711/mo
Today · 4.125%
HK$91,148
baseline
▲ 0.50% · 4.625%
HK$96,694
+HK$5,546/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,296/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,417
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,976
−HK$2,596/mo
Today · 4.125%
HK$100,572
baseline
▲ 0.50% · 4.625%
HK$105,874
+HK$5,302/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,144/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,658 · Scale 2, in force from 26 Feb 2026)