LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,654
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,136
−HK$1,506/mo
Today · 4.125%
HK$50,642
baseline
▲ 0.50% · 4.625%
HK$53,723
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,284/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,014
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,436
−HK$1,442/mo
Today · 4.125%
HK$55,878
baseline
▲ 0.50% · 4.625%
HK$58,824
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,756/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,963
−HK$1,807/mo
Today · 4.125%
HK$60,770
baseline
▲ 0.50% · 4.625%
HK$64,468
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,540/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,617
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,323
−HK$1,731/mo
Today · 4.125%
HK$67,054
baseline
▲ 0.50% · 4.625%
HK$70,588
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,108/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,715
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,790
−HK$2,109/mo
Today · 4.125%
HK$70,899
baseline
▲ 0.50% · 4.625%
HK$75,213
+HK$4,314/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,798/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,220
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,210
−HK$2,020/mo
Today · 4.125%
HK$78,230
baseline
▲ 0.50% · 4.625%
HK$82,353
+HK$4,123/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,460/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,776
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,445
−HK$2,710/mo
Today · 4.125%
HK$91,155
baseline
▲ 0.50% · 4.625%
HK$96,702
+HK$5,547/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,310/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,425
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,985
−HK$2,596/mo
Today · 4.125%
HK$100,581
baseline
▲ 0.50% · 4.625%
HK$105,883
+HK$5,302/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,162/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,834 · Scale 2, in force from 26 Feb 2026)