LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,656
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,139
−HK$1,506/mo
Today · 4.125%
HK$50,645
baseline
▲ 0.50% · 4.625%
HK$53,726
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,290/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,017
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,443/mo
Today · 4.125%
HK$55,882
baseline
▲ 0.50% · 4.625%
HK$58,827
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,764/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,188
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,966
−HK$1,808/mo
Today · 4.125%
HK$60,774
baseline
▲ 0.50% · 4.625%
HK$64,472
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,548/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,621
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,327
−HK$1,731/mo
Today · 4.125%
HK$67,058
baseline
▲ 0.50% · 4.625%
HK$70,593
+HK$3,535/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,116/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,719
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,794
−HK$2,109/mo
Today · 4.125%
HK$70,903
baseline
▲ 0.50% · 4.625%
HK$75,217
+HK$4,314/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,806/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,224
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,215
−HK$2,019/mo
Today · 4.125%
HK$78,234
baseline
▲ 0.50% · 4.625%
HK$82,358
+HK$4,124/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,468/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,781
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,450
−HK$2,711/mo
Today · 4.125%
HK$91,161
baseline
▲ 0.50% · 4.625%
HK$96,707
+HK$5,546/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,322/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,431
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,990
−HK$2,597/mo
Today · 4.125%
HK$100,587
baseline
▲ 0.50% · 4.625%
HK$105,889
+HK$5,302/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,174/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,954 · Scale 2, in force from 26 Feb 2026)