LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,657
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,139
−HK$1,506/mo
Today · 4.125%
HK$50,645
baseline
▲ 0.50% · 4.625%
HK$53,727
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,290/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,018
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,440
−HK$1,442/mo
Today · 4.125%
HK$55,882
baseline
▲ 0.50% · 4.625%
HK$58,828
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,764/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,188
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,967
−HK$1,807/mo
Today · 4.125%
HK$60,774
baseline
▲ 0.50% · 4.625%
HK$64,472
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,548/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,621
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,328
−HK$1,731/mo
Today · 4.125%
HK$67,059
baseline
▲ 0.50% · 4.625%
HK$70,593
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,118/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,720
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,795
−HK$2,109/mo
Today · 4.125%
HK$70,904
baseline
▲ 0.50% · 4.625%
HK$75,218
+HK$4,314/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,808/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,225
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,216
−HK$2,019/mo
Today · 4.125%
HK$78,235
baseline
▲ 0.50% · 4.625%
HK$82,359
+HK$4,124/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,470/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,782
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,451
−HK$2,711/mo
Today · 4.125%
HK$91,162
baseline
▲ 0.50% · 4.625%
HK$96,709
+HK$5,547/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,324/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,432
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,991
−HK$2,597/mo
Today · 4.125%
HK$100,588
baseline
▲ 0.50% · 4.625%
HK$105,890
+HK$5,302/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,176/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$839,979 · Scale 2, in force from 26 Feb 2026)