LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,659
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,507/mo
Today · 4.125%
HK$50,648
baseline
▲ 0.50% · 4.625%
HK$53,729
+HK$3,081/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,296/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,020
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,442
−HK$1,443/mo
Today · 4.125%
HK$55,885
baseline
▲ 0.50% · 4.625%
HK$58,830
+HK$2,945/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,770/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,191
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,970
−HK$1,807/mo
Today · 4.125%
HK$60,777
baseline
▲ 0.50% · 4.625%
HK$64,475
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,554/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,624
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,330
−HK$1,732/mo
Today · 4.125%
HK$67,062
baseline
▲ 0.50% · 4.625%
HK$70,596
+HK$3,534/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,124/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,723
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,798
−HK$2,109/mo
Today · 4.125%
HK$70,907
baseline
▲ 0.50% · 4.625%
HK$75,221
+HK$4,314/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,814/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,228
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,219
−HK$2,019/mo
Today · 4.125%
HK$78,238
baseline
▲ 0.50% · 4.625%
HK$82,363
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,476/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,786
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,455
−HK$2,711/mo
Today · 4.125%
HK$91,166
baseline
▲ 0.50% · 4.625%
HK$96,713
+HK$5,547/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,332/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,436
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,996
−HK$2,596/mo
Today · 4.125%
HK$100,592
baseline
▲ 0.50% · 4.625%
HK$105,895
+HK$5,303/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,184/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,070 · Scale 2, in force from 26 Feb 2026)