LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,662
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,145
−HK$1,506/mo
Today · 4.125%
HK$50,651
baseline
▲ 0.50% · 4.625%
HK$53,733
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,302/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,023
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,446
−HK$1,442/mo
Today · 4.125%
HK$55,888
baseline
▲ 0.50% · 4.625%
HK$58,834
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,776/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,194
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,973
−HK$1,808/mo
Today · 4.125%
HK$60,781
baseline
▲ 0.50% · 4.625%
HK$64,479
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,562/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,628
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,335
−HK$1,731/mo
Today · 4.125%
HK$67,066
baseline
▲ 0.50% · 4.625%
HK$70,601
+HK$3,535/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,132/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,727
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,802
−HK$2,109/mo
Today · 4.125%
HK$70,911
baseline
▲ 0.50% · 4.625%
HK$75,226
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,822/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,224
−HK$2,019/mo
Today · 4.125%
HK$78,243
baseline
▲ 0.50% · 4.625%
HK$82,368
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,486/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,792
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,460
−HK$2,711/mo
Today · 4.125%
HK$91,171
baseline
▲ 0.50% · 4.625%
HK$96,719
+HK$5,548/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,342/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,442
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,002
−HK$2,597/mo
Today · 4.125%
HK$100,599
baseline
▲ 0.50% · 4.625%
HK$105,901
+HK$5,302/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,198/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,203 · Scale 2, in force from 26 Feb 2026)