LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,663
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,145
−HK$1,507/mo
Today · 4.125%
HK$50,652
baseline
▲ 0.50% · 4.625%
HK$53,734
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,304/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,024
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,446
−HK$1,443/mo
Today · 4.125%
HK$55,889
baseline
▲ 0.50% · 4.625%
HK$58,835
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,778/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,195
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,808/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$64,480
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,629
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,336
−HK$1,731/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$70,602
+HK$3,535/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,728
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,803
−HK$2,109/mo
Today · 4.125%
HK$70,912
baseline
▲ 0.50% · 4.625%
HK$75,227
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,824/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,234
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,225
−HK$2,020/mo
Today · 4.125%
HK$78,245
baseline
▲ 0.50% · 4.625%
HK$82,369
+HK$4,124/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,490/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,793
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,462
−HK$2,711/mo
Today · 4.125%
HK$91,173
baseline
▲ 0.50% · 4.625%
HK$96,721
+HK$5,548/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,346/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,444
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$98,004
−HK$2,596/mo
Today · 4.125%
HK$100,600
baseline
▲ 0.50% · 4.625%
HK$105,903
+HK$5,303/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,200/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,236 · Scale 2, in force from 26 Feb 2026)